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First Home Buyers
Looking at building or buying your first home but not sure where to start?
Mike Greer Homes provides a range of choices tailored for first-time homebuyers. Explore the available options below.
Starting Your First Home Journey
Mike Greer Homes is proud to provide quality, affordable housing for first-home buyers in New Zealand. We have a selection of completed homes available. Talk to us about building your first home.
First Home Loan
A First Home Loan could get you into your first home with just a 5% deposit.
The First Home Loan is an initiative supported by Kāinga Ora - Homes and Communities designed to help first time buyers onto the property ladder.
It could work for you if you could afford mortgage repayments but don't have enough for a deposit.
To be eligible, you must plan to live in the house you buy; the loan can’t be used to buy a rental or investment property.
There are income limits in place to be eligible for a First Home Loan.
You can apply if your annual household income is no more than:
- $95,000 before tax (if you’re the sole borrower without dependents),
- $150,000 before tax (if you’re the sole borrower with dependents),
- a combined $150,000 before tax (if you’re buying a house with other people).
You can use money you’ve been gifted by a relative, and you may also be able to use your KiwiSaver to put funds towards the purchase.
First Home Buyer's FAQs
Still have a question?
Contact one of our local teams if you have any questions in regards to purchasing your first home
House & Land Packages
Mike Greer Homes has a comprehensive range of homes for sale throughout New Zealand. You can choose between a Home and Land package with finance options available, or an all-inclusive Turn Key option requiring from just 10% deposit and nothing until completion.
Whichever you choose, these quality packages save you the time and stress of building.
Discover More
Whether you're building your first home, designing your dream home, or looking to invest. Mike Greer Homes has you covered.
Looking to invest in property?
The property investment sector in New Zealand, is experiencing phenomenal growth in the recent years. Investing in a rental property or two, or more, is a Kiwi tradition. If you’re keen to get started with an investment property portfolio, or already a property investor, it pays to have a chat with Mike Greer Homes.
Looking to build your first home
There has never been a better time to build your own home with Mike Greer Homes. Buying your first home is a big and exciting step, but it can also be overwhelming. We are here to help! There’s a huge amount of information out there. However, when you break it down, buying a house isn’t actually that hard. You might just need a little help.